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What is a 0% interest credit card?

While 0% interest credit cards usually require the cardholder to have a , they can help you avoid additional costly interest charges. How do 0% intro APR credit cards work? A card with a zero percent introductory APR allows you to either make purchases, complete a balance transfer or both without paying interest for a specified period.

What is a 0% APR credit card?

A 0% APR credit card offers no interest for a set amount of time, usually 12 to 21 months. During the intro 0% APR period, you won’t be charged interest on new purchases or balance transfers. These cards can help you consolidate credit card debt with a balance transfer and pay for new purchases over time without incurring interest charges or both.

How long does a 0% credit card last?

The average 0% credit card offer gives you 11 months without interest on purchases and 13 months without interest on balance transfers. A 0% credit card can save you a lot of money if you’re able to pay off most or all of your balance within the 0% period. Learn more about what a 0% credit card is. How Do 0% APR Credit Cards Work?

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